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Best High-Yield Savings Accounts
No-fee accounts paying 3.8%–4.5% APY — compared by rate, minimums, and ease of use.
| Account | APY | Min. Balance | Monthly Fee | |
|---|---|---|---|---|
SoFi High-Yield Savings Best OverallSoFi Bank | 4.50% | $0 | $0 | View on SoFi |
Ally Online Savings Ally Bank | 4.20% | $0 | $0 | View on Ally |
Marcus Online Savings Goldman Sachs Bank USA | 4.10% | $0 | $0 | View on Marcus |
Discover Online Savings Discover Bank | 3.90% | $0 | $0 | View on Discover |
American Express High Yield Savings American Express National Bank | 3.80% | $0 | $0 | View on AmEx |
Ally Online Savings
Ally Bank
4.20%
APY
No min. balance · No monthly fee
View on AllyMarcus Online Savings
Goldman Sachs Bank USA
4.10%
APY
No min. balance · No monthly fee
View on MarcusFinanceWonk may earn a commission when you open an account through links on this page, at no cost to you. Rates as of June 2026 and subject to change. See full methodology →
The Daily 5‑Stat
Friday, March 20, 2026
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Gold Just Had Its Worst Week Since February 1983 — During an Active WarGet it in your inbox
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