Calculators & Insights across every area of personal finance - built for clarity.
Go beyond the mortgage pre-approval number. Factor in taxes, insurance, maintenance, and lifestyle to find a budget that keeps you comfortable — not just qualified.
Click up to 5 states to compare taxes side by side
Click up to 5 states to compare taxes side by side
Select states to compare
Click states on the map above, or use the dropdown to add them. You'll see income tax, sales tax, property tax, and retirement income treatment side by side.
Income tax: Tax Foundation, 2025. Brackets: Tax Foundation, 2026. Sales tax: Tax Foundation, Jan 2026 (combined state + avg local). Property tax: U.S. Census ACS, 2024 effective rates. Retirement: Kiplinger, Bankrate, state sources, 2025–26.
Car loans, student loans, credit cards, etc.
Assumes 1.02% property tax, $1,500/yr insurance, 28/36 DTI limits. Use the Full Analysis tab to customize these.
Estimated Maximum Home Price
$314,000
Est. monthly payment
$2,103/mo
19% down — includes PMI
Loan Amount
$254,000
Down Payment
$60,000
(19.1%)
Housing DTI
29.7%
target: 28%
Shows how your estimated monthly housing payment breaks down across principal & interest, property taxes, insurance, and PMI (if applicable).