Disclaimer
Important information about the educational nature of FinanceWonk content and calculator limitations.
Effective: February 13, 2026
FinanceWonk is an educational resource. Everything on this site — calculators, articles, guides, and reference data — is provided for informational purposes only and should not be interpreted as financial, investment, tax, or legal advice.
Not Financial Advice
FinanceWonk does not provide personalized financial advice. The content on this site is designed to help you understand financial concepts, explore hypothetical scenarios, and become a more informed decision-maker — not to tell you what to do with your money.
No content on the Site should be construed as a recommendation to buy, sell, or hold any financial product, pursue any investment strategy, refinance a loan, or take any other specific financial action.
Calculator Limitations
Our calculators use standard financial formulas and the inputs you provide to generate estimates. These estimates are hypothetical illustrations and are subject to important limitations:
Results depend entirely on the accuracy of the values you enter.
Calculators use simplified models that may not reflect every fee, tax, penalty, or variable applicable to your situation.
Future values involve assumptions about rates of return, inflation, and other factors that are inherently uncertain.
Actual financial outcomes may differ materially from calculated estimates.
Calculator outputs should be treated as starting points for further research and conversation with a qualified professional — not as projections or guarantees.
No Professional Relationship
Using FinanceWonk does not create a fiduciary, advisory, or any other professional relationship between you and FinanceWonk or its owners and contributors. We are not registered investment advisers, broker-dealers, certified financial planners, tax professionals, or attorneys. Nothing on this Site is intended to substitute for the advice of a qualified professional who understands your individual circumstances.
Accuracy of Information
We make reasonable efforts to ensure that the information on the Site is accurate and current. However, financial regulations, tax codes, interest rates, and market conditions change frequently. We cannot guarantee that all information is complete, accurate, or up to date at all times.
Reference data (such as tax brackets, contribution limits, and current rates) is sourced from publicly available government and industry publications. While we update this data regularly, you should verify critical figures independently before relying on them.
Investment and Financial Risk
All financial decisions involve risk. Past performance, historical data, and calculated projections do not guarantee future results. The value of investments can go up or down, and you may lose some or all of the money you invest. Interest rates, inflation, fees, and tax implications can significantly affect financial outcomes. You are solely responsible for evaluating the risks and merits of any financial decision you make.
Third-Party Content and Links
The Site may reference or link to third-party websites, publications, or data sources. These references are provided for informational purposes and do not constitute endorsement. We are not responsible for the accuracy, completeness, or reliability of any third-party content.
No Guarantees
FinanceWonk makes no guarantees about the outcomes of any financial decisions you make, whether or not those decisions were informed by content on this Site. All content is provided "as is" without warranty of any kind, express or implied.
Consult a Qualified Professional
Before making any financial, investment, tax, or legal decisions, we strongly encourage you to consult with a qualified professional who can evaluate your specific circumstances, goals, and risk tolerance. The information on FinanceWonk is a supplement to — not a substitute for — professional advice.
Changes to This Disclaimer
We may update this Disclaimer from time to time. When we do, we will revise the "Effective" date at the top of this page. Your continued use of the Site after any changes constitutes acceptance of the updated Disclaimer.
Contact Us
If you have questions about this Disclaimer, please contact us at legal@financewonk.com.