Privacy Policy

How FinanceWonk collects, uses, and protects your information.

Effective: February 13, 2026

FinanceWonk ("we," "us," or "our") operates the website located at financewonk.com (the "Site"). This Privacy Policy explains what information we collect, how we use it, and what choices you have. By using the Site you agree to the practices described below.

Information We Collect

Information You Provide

When you subscribe to our newsletter or contact us, you may provide your email address and any details you choose to share. Calculator inputs are processed entirely in your browser and are never transmitted to our servers.

Information Collected Automatically

We use Google Analytics and Vercel Analytics to understand how visitors interact with the Site. These services may collect information such as your IP address, browser type, operating system, referring URLs, pages viewed, and the dates and times of visits. This data is used in aggregate to improve the Site and is not used to personally identify individual visitors.

How We Use Your Information

We use the information we collect to:

Operate, maintain, and improve the Site and its features.

Send newsletters and educational content you have opted into.

Analyze usage trends to enhance content and user experience.

Respond to inquiries and support requests.

Cookies and Tracking Technologies

The Site uses cookies and similar technologies to support analytics and remember basic preferences. Google Analytics sets cookies to distinguish unique visitors and throttle request rates. Vercel Analytics may use lightweight, privacy-friendly tracking that does not rely on cookies.

You can control cookies through your browser settings. Disabling cookies may affect certain functionality but will not prevent you from using the calculators or reading content on the Site.

Third-Party Services

We rely on the following third-party services to operate the Site:

Google Analytics — web analytics provided by Google LLC. You can learn about Google's data practices at policies.google.com/privacy and opt out via the Google Analytics Opt-Out Browser Add-on.

Vercel Analytics — performance and usage analytics provided by Vercel Inc.

Newsletter Provider — email delivery for newsletter subscriptions. Your email address is shared only with our newsletter service provider for the purpose of sending subscribed content.

Each provider operates under its own privacy policy, and we encourage you to review those policies for details on their data handling practices.

Data Sharing

We do not sell, rent, or trade your personal information. We may share data with the third-party service providers listed above solely to operate the Site, and we may disclose information if required by law or to protect the rights, safety, or property of FinanceWonk or others.

Data Retention

Newsletter subscriber information is retained for as long as you remain subscribed. You may unsubscribe at any time using the link in any newsletter email. Analytics data is retained in accordance with the default retention settings of Google Analytics and Vercel Analytics.

Children's Privacy

The Site is intended for a general audience and is not directed at children under the age of 13. We do not knowingly collect personal information from children under 13. If you believe we have inadvertently collected such information, please contact us so we can promptly delete it.

Your Choices

You may opt out of newsletter communications at any time via the unsubscribe link. You can manage cookie preferences through your browser settings. For Google Analytics specifically, you may install the opt-out browser add-on referenced above.

Changes to This Policy

We may update this Privacy Policy from time to time. When we do, we will revise the "Effective" date at the top of this page. We encourage you to review this page periodically for the latest information on our privacy practices.

Contact Us

If you have questions about this Privacy Policy, please contact us at privacy@financewonk.com.

This content is for educational and informational purposes only and does not constitute financial, tax, or legal advice. Consult a qualified professional for advice tailored to your situation.