Historical Market Returns Explorer
See how different asset classes performed over any period from 1970 to today. Select a time range, toggle asset classes, and watch how $10,000 would have grown — the impact of timing and diversification becomes visceral.
Key Numbers
S&P 500 (50yr avg)
~10.5%
Bonds (50yr avg)
~5.5%
Best S&P Year
+37.6% (1995)
Worst S&P Year
−37.0% (2008)
1990–2024 Performance Summary
| Asset Class | Annualized | Total Return | Ending Value | Best Year | Worst Year |
|---|---|---|---|---|---|
| S&P 500 | +10.6% | +3303% | $340K | +37.6% (1995) | -37.0% (2008) |
| US Bonds | +5.0% | +451% | $55,111 | +18.5% (1995) | -13.0% (2022) |
| 60/40 Blend | +8.7% | +1774% | $187K | +29.9% (1995) | -20.1% (2008) |
Annualized
+10.6%
Ending Value
$340K
Best Year
+37.6% (1995)
Worst Year
-37.0% (2008)
Annualized
+5.0%
Ending Value
$55,111
Best Year
+18.5% (1995)
Worst Year
-13.0% (2022)
Annualized
+8.7%
Ending Value
$187K
Best Year
+29.9% (1995)
Worst Year
-20.1% (2008)
Sources: S&P 500 total return data from NYU Stern (Damodaran); US Bonds from Bloomberg US Aggregate Bond Index; International stocks from MSCI EAFE Index; REITs from FTSE NAREIT All Equity REITs Index; Cash from 3-month US Treasury Bill rates (FRED). All returns include dividends and distributions. 60/40 blend computed as 60% S&P 500 + 40% US Bonds. Past performance does not guarantee future results.
This content is for educational and informational purposes only and does not constitute financial, tax, or legal advice. Consult a qualified professional for guidance tailored to your situation.
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